Every business in Pakistan should get paid online, easily, and on time.
That is why we built PayNex: one simple platform for card payments, online payments and bills, made for Pakistani businesses today and ready to grow beyond Pakistan tomorrow.
Three solutions. One platform.
PayNex is a payment platform. We work with licensed payment partners and give your business the tools to get paid, all from one dashboard.
See pricingSee the difference
Drag the handle to compare running payments without PayNex and with PayNex.
- ✕Many different apps and bank portals to check
- ✕Customers send screenshots of transfers
- ✕Payments matched by hand in Excel
- ✕No easy way to take cards or monthly payments
- ✕Chasing customers for unpaid bills
- ✓One dashboard for cards, gateway and bills
- ✓Customers pay online in a few taps
- ✓Every payment matched to your order number
- ✓Saved cards and monthly subscriptions
- ✓PSIDs and automatic webhooks when bills are paid
Built for Pakistani businesses
Accept online payments by card, Raast, mobile wallet and bank account with our own checkout page, built and supported by PayNex.
Built by PayNexOur own invoicing system. Customers pay PSIDs from their banking apps and wallets.
Built by PayNexWe bring it all together: onboarding help, one dashboard, webhooks and local support for your business.
That's usYour customers can pay from banks and wallets like these:



NayaPay






















Why businesses choose PayNex
- 01
Three products, one place
Cards, online payments and bills in one dashboard. No need to join three different companies.
- 02
Simple English, simple steps
We explain everything in plain words. No confusing terms, no hidden steps.
- 03
Help with approval
We help you prepare documents for our payment partners and follow up for you.
- 04
Made for Pakistan
PKR payments, Raast, local wallets and PSID bill payments. Built around how Pakistanis pay.
- 05
Clear pricing
You get your exact rate before you start. No surprises later.
- 06
Real people to talk to
A local team that answers your questions about payments and integration.
From first call to first payment
Our team guides you at every step. Approval is done by our payment partners, and timing depends on their review.
Start your application- 1Day 1Create your account
Fill a short form. We email your merchant portal login.
- 2NextChoose your solutions
Cards, gateway, invoicing, or all three. We share your rate.
- 3NextReview with our team
We contact you and tell you privately, in your account, what is needed.
- 4NextPartner approval
Our team and payment partners review your business. We keep you updated.
- 5LiveSet up and go live
We help you connect, test and start getting paid.
Our promise
We only promise what we can deliver, and we tell you clearly what depends on our partners.
Every screen, document and message is written so anyone can understand it.
Pakistan first. More countries and payment methods are planned as we grow.

