Save a card. Pay in one tap.
Let your customers pay with a debit or credit card. They can save the card once and pay again with one tap. It is the easiest way to collect subscriptions, fees and repeat orders.
- Debit & credit cards
- Saved cards
- Monthly subscriptions
- Payments in PKR
Add a card
Everything you need to take card payments
One product for one-time payments, saved cards and monthly billing. All payments show in your PayNex dashboard.
Debit and credit cards
Customers pay with the cards they already have. The exact card types are confirmed during onboarding.
Saved cards
A customer can save their card after the first payment. Next time they do not type the card number again.
Monthly subscriptions
Charge a plan, fee or membership on the same day every month, without asking the customer each time.
One-tap repeat payments
Returning customers pay in seconds. Fewer steps means fewer people leave before paying.
Receipts for every payment
Your customer gets a receipt, and you get a clear record with the amount, date and status.
Live dashboard
See every payment, which ones succeeded or failed, and which subscriptions are due next.
What your customer sees
Paying by card takes less than a minute. Here is the journey, step by step:
- Step 01Customer opens the payment pageFrom your website, app or a payment link you send on WhatsApp, SMS or email.
- Step 02Enters their card detailsCard number, expiry date and CVC. They can choose to save the card for next time.
- Step 03Confirms with their bankThe customer's bank may send an OTP to their phone to confirm it is really them.
- Step 04Payment is doneThe customer sees a success screen and gets a receipt. You see the payment in your dashboard right away.
Made for businesses that get paid often
- Software & appsMonthly plans for your users.
- Gyms & clubsMembership fees every month.
- Schools & academiesMonthly or term fees by card.
- Online shopsFast repeat orders with saved cards.
- ServicesCleaning, tutoring, maintenance and more.
- Media & contentPaid newsletters and content plans.
- Insurance & savingsRegular monthly payments.
- Any repeat businessIf customers pay you again and again.
Card payment questions
Which cards can my customers use?
Debit and credit cards supported by our payment partner. We confirm the exact card types with you during onboarding.
Is it safe for my customers?
Yes. Customers type their card details on a secure payment page, not on your website. Their bank may also ask for an OTP to confirm the payment.
Can customers remove a saved card?
Yes. A customer can remove their saved card at any time.
What happens if a subscription payment fails?
You see the failed payment in your dashboard. You can contact the customer and ask them to update their card.
Do I need a website?
No. You can send a payment link by WhatsApp, SMS or email. A website or app is only needed if you want customers to pay there.
How much does it cost?
You pay a small fee for each successful payment. Your exact rate is shared during onboarding. See our pricing page for details.
When do I get my money?
Money is settled to your bank account by our payment partner. Settlement timing is shared during onboarding.
Use it with our other products

